बुधवार, 25 दिसंबर 2013

Career in insurance sector

Career in insurance sector
          The insurance sector in India is growing at a great pace. After post liberalization scenario, more and more foreign companies are coming to India for setting up their businesses. As a result the insurance sector has become a big employment generator. In fact, the estimated requirement for trained professionals is expected to be more than 30,000 over the next two to three years.
              The major government companies are Life Insurance Corporation of India (LIC), General Insurance Corporation (GIC) and Postal Life Insurance. LIC deals with insurance of life while GIC deals with any other type of insurance. In recent years, many private companies including HDFC, ICICI, Kotak Mahindra and Birla sunlife have setup office in India, hence the prospects of getting a good job in insurance company has increased a lot.
 


Type of Job Prospects –

1.    In offices in one of the areas of insurance like life insurance, general insurance and postal   insurance.      
2.    As Agents      
3.    As an Insurance Surveyor      
4.    As an actuary who calculates insurance risk, premiums and pension programmes     
5.    As development officers  and in government companies      
6.    As Managers in private insurance companies      
7.    In an insurance company person can take a job in and as:                  
              ·         Administration - deals with the registry of claims.                   
              ·         Development - deals with marketing and procurement of business etc.                  
              ·         Accounts - deals with the management of funds and their disbursement.                         
              ·         Investment - responsible for the depositor investment

Eligibility-

     1.    For agents and lower jobs in offices the minimum requirement is 10+2 from a recognized  board.      2.    For development officers and AAO(Assistant Administrative Officer (class I officer)in  government companies like L.I.C. and                       G.I.C. one should have graduate degree. An all India  competition is organized by the institutions.     3.    In private sector insurance companies  the person should hold M.B.A. degree preferably in   marketing or in insurance.     4.    An insurance surveyor, to be eligible to hold a license, must fulfill one of the following    qualifications: 

  • Fellowship of associate ship through the exam held by the Institute of Insurance Surveyors and Adjusters (IISA), Mumbai.       
  • Degree or diploma in architecture from a recognized university. 
  • Fellowship or associate ship of the Institute of Chartered Accountants of the Institute of Cost and works Accountants. 
  • Degree of diploma from a recognized engineering institute. 
  • Degree or diploma in naval architecture. 



     5.    Actuarial Science is mainly offered as a three year degree course by some universities, or as one of the subjects of a degree programme.

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